Penny Pilot: Expense Tracker

Penny Pilot is a fully offline and private expense tracker. No account, no bank linking, no server, no ads. Every transaction, wallet, and budget stays on your device. Logging an expense takes seconds, but you still get wallets with multi-currency support, real budgets, monthly and yearly statistics, and on-device AI summaries and insights powered by Apple Intelligence. Simple to use, but nothing is missing. Built solo as an indie iOS app.