Finly

Finly is an AI-powered personal finance app built around one question: "what can I actually spend right now?" It calculates a live Safe-to-Spend number after bills and goals, builds automated debt payoff strategies, categorizes transactions automatically, and sends proactive nudges before you overspend. It also ships an MCP server, so you can connect Claude Desktop, Cursor, or any AI agent directly to your ledger to check affordability or log transactions in plain language.